/* ═══════════════════════════════════════════
   The Loan Bazzar — Home Page
   ═══════════════════════════════════════════ */

.tlb-site {
    padding-top: 0;
    min-height: 100vh;
    background: #fff;
}

.tlb-site .logo { text-decoration: none; color: inherit; }
.tlb-site .nav-menu { list-style: none; margin: 0; padding: 0; }
.tlb-site .nav-menu li { list-style: none; }

/* ── Hero ── */
.hp-hero {
    padding: 110px 0 70px;
    background: linear-gradient(135deg, #0a1f44 0%, #1e3a8a 55%, #2563eb 100%);
    position: relative;
    overflow: hidden;
}

.hp-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(circle at 15% 50%, rgba(255,255,255,0.06) 0%, transparent 50%),
        radial-gradient(circle at 85% 20%, rgba(251,191,36,0.08) 0%, transparent 40%);
    pointer-events: none;
}

.hp-hero__grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: clamp(28px, 4vw, 48px);
    align-items: center;
}

.hp-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 14px;
    border-radius: 999px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.15);
    color: #e2e8f0;
    font-size: 0.78rem;
    font-weight: 600;
    margin-bottom: 18px;
}

.hp-badge i { color: #fbbf24; }

.hp-hero__text h1 {
    margin: 0 0 16px;
    font-size: clamp(2rem, 4.2vw, 3rem);
    font-weight: 800;
    line-height: 1.15;
    color: #fff;
    letter-spacing: -0.02em;
}

.hp-hero__text h1 span {
    color: #fbbf24;
}

.hp-lead {
    margin: 0 0 28px;
    font-size: clamp(0.95rem, 1.6vw, 1.08rem);
    color: rgba(255,255,255,0.88);
    max-width: 500px;
    line-height: 1.65;
}

.hp-hero__stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 12px;
}

.hp-hero__stats > div {
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 12px;
    padding: 14px 10px;
    text-align: center;
}

.hp-hero__stats strong {
    display: block;
    font-size: 1.2rem;
    font-weight: 800;
    color: #fff;
    line-height: 1.2;
}

.hp-hero__stats span {
    font-size: 0.68rem;
    color: rgba(255,255,255,0.7);
    font-weight: 500;
}

/* Apply form card */
.hp-form-card {
    background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
    border-radius: 24px;
    padding: 32px 30px 26px;
    box-shadow: 0 28px 70px rgba(15, 23, 42, 0.14);
    border: 1px solid rgba(255, 255, 255, 0.8);
    position: relative;
    overflow: hidden;
}
.hp-form-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #2563eb, #fbbf24);
}

.hp-form-card__head {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 20px;
    padding-bottom: 16px;
    border-bottom: 1px solid #e2e8f0;
}

.hp-form-card__head > i {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    background: #eff6ff;
    color: #2563eb;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    flex-shrink: 0;
}

.hp-form-card__head h2 {
    margin: 0;
    font-size: 1.25rem;
    font-weight: 700;
    color: #0a1f44;
}

.hp-form-card__head p {
    margin: 2px 0 0;
    font-size: 0.82rem;
    color: #64748b;
}

.hp-form-note {
    margin: 14px 0 0;
    font-size: 0.75rem;
    color: #94a3b8;
    text-align: center;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
}

.hp-form-note i { color: #059669; }

/* ── Trust bar ── */
.hp-trust {
    background: #fff;
    border-bottom: 1px solid #e2e8f0;
    padding: 28px 0;
}

.hp-trust__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.hp-trust__item {
    display: flex;
    align-items: center;
    gap: 14px;
}

.hp-trust__item > i {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: #eff6ff;
    color: #2563eb;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.15rem;
    flex-shrink: 0;
}

.hp-trust__item strong {
    display: block;
    font-size: 0.88rem;
    color: #0a1f44;
    font-weight: 700;
}

.hp-trust__item span {
    font-size: 0.75rem;
    color: #64748b;
}

/* ── Sections ── */
.hp-section {
    padding: clamp(56px, 7vw, 80px) 0;
    background: #fff;
}

.hp-section--gray { background: #f8fafc; }

.hp-section--blue {
    background: linear-gradient(135deg, #0a1f44, #1e3a8a);
}

.hp-section__head {
    text-align: center;
    max-width: 600px;
    margin: 0 auto 40px;
}

.hp-section__head--light h2,
.hp-section__head--light p { color: #fff; }

.hp-eyebrow {
    display: inline-block;
    padding: 5px 14px;
    border-radius: 999px;
    background: #eff6ff;
    color: #2563eb;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    margin-bottom: 10px;
}

.hp-eyebrow--light {
    background: rgba(255,255,255,0.12);
    color: #fbbf24;
}

.hp-section__head h2 {
    margin: 0 0 10px;
    font-size: clamp(1.5rem, 3vw, 2rem);
    font-weight: 800;
    color: #0a1f44;
    letter-spacing: -0.02em;
}

.hp-section__head p {
    margin: 0;
    color: #64748b;
    font-size: 0.95rem;
}

/* Personal Loan — featured product */
.hp-products {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    max-width: 900px;
    margin: 0 auto;
}
.hp-products--featured {
    grid-template-columns: 1fr;
    max-width: 720px;
}
.hp-product--featured {
    padding: 36px 32px;
    border: 2px solid #bfdbfe;
    box-shadow: 0 20px 50px rgba(37, 99, 235, 0.1);
}
.hp-product__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
}
.hp-product__actions .tlb-btn--inline {
    width: auto;
    min-width: 200px;
    flex: 1 1 200px;
}
.hp-product-note {
    margin: 20px 0 0;
    text-align: center;
    font-size: 0.82rem;
    color: #94a3b8;
}
.hp-product-note a {
    color: #64748b;
    font-weight: 600;
    text-decoration: underline;
    text-underline-offset: 2px;
}
.hp-product-note a:hover { color: #2563eb; }

.hp-product {
    background: #fff;
    border: 2px solid #e2e8f0;
    border-radius: 20px;
    padding: 32px 28px;
    text-align: center;
    transition: transform 0.2s, box-shadow 0.2s, border-color 0.2s;
}

.hp-product:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 48px rgba(37, 99, 235, 0.12);
}

.hp-product--loan { border-top: 4px solid #2563eb; }
.hp-product--loan:hover { border-color: #93c5fd; }

.hp-product--card { border-top: 4px solid #f59e0b; }
.hp-product--card:hover { border-color: #fcd34d; }

.hp-product__icon {
    width: 64px;
    height: 64px;
    border-radius: 18px;
    margin: 0 auto 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.6rem;
}

.hp-product--loan .hp-product__icon {
    background: linear-gradient(135deg, #eff6ff, #dbeafe);
    color: #2563eb;
}

.hp-product--card .hp-product__icon {
    background: linear-gradient(135deg, #fffbeb, #fef3c7);
    color: #d97706;
}

.hp-product h3 {
    margin: 0 0 10px;
    font-size: 1.35rem;
    font-weight: 800;
    color: #0a1f44;
}

.hp-product > p {
    margin: 0 0 16px;
    font-size: 0.88rem;
    color: #64748b;
    line-height: 1.6;
}

.hp-product__points {
    list-style: none;
    margin: 0 0 22px;
    padding: 0;
    text-align: left;
}

.hp-product__points li {
    font-size: 0.84rem;
    color: #475569;
    padding: 5px 0;
    display: flex;
    align-items: center;
    gap: 8px;
}

.hp-product__points i {
    color: #059669;
    font-size: 0.75rem;
    flex-shrink: 0;
}

.hp-product .tlb-btn--inline {
    width: 100%;
}

/* Steps */
.hp-steps {
    display: flex;
    align-items: stretch;
    gap: 12px;
}

.hp-step {
    flex: 1;
    background: #fff;
    border: 1px solid #e2e8f0;
    border-radius: 16px;
    padding: 28px 22px;
    text-align: center;
    box-shadow: 0 4px 16px rgba(15,23,42,0.04);
}

.hp-step__num {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: linear-gradient(135deg, #2563eb, #1e40af);
    color: #fff;
    font-weight: 800;
    font-size: 1.1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 14px;
}

.hp-step h3 {
    margin: 0 0 8px;
    font-size: 1rem;
    font-weight: 700;
    color: #0a1f44;
}

.hp-step p {
    margin: 0;
    font-size: 0.85rem;
    color: #64748b;
    line-height: 1.55;
}

.hp-step__arrow {
    display: flex;
    align-items: center;
    color: #94a3b8;
    font-size: 1.2rem;
    flex-shrink: 0;
}

/* Partners logo marquee */
.hp-partners-marquee {
    position: relative;
    overflow: hidden;
    margin: 8px 0 0;
    padding: 12px 0;
    -webkit-mask-image: linear-gradient(90deg, transparent 0%, #000 8%, #000 92%, transparent 100%);
    mask-image: linear-gradient(90deg, transparent 0%, #000 8%, #000 92%, transparent 100%);
}

.hp-partners-marquee__track {
    display: flex;
    align-items: center;
    width: max-content;
    will-change: transform;
    backface-visibility: hidden;
    animation: hp-partners-scroll 50s linear infinite;
}

.hp-partners-marquee__group {
    display: flex;
    align-items: center;
    gap: 24px;
    flex: 0 0 auto;
    padding-right: 24px;
}

.hp-partners-marquee.is-paused .hp-partners-marquee__track {
    animation-play-state: paused;
}

@keyframes hp-partners-scroll {
    from { transform: translate3d(0, 0, 0); }
    to { transform: translate3d(-50%, 0, 0); }
}

.hp-partners-marquee__item {
    flex: 0 0 auto;
    width: 196px;
    height: 96px;
    background: #fff;
    border: 1px solid #e8edf3;
    border-radius: 18px;
    box-shadow: 0 10px 28px rgba(15, 23, 42, 0.06);
    overflow: hidden;
}

.hp-partners-marquee__logo {
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 22px 24px;
    box-sizing: border-box;
}

.hp-partners-marquee__item img {
    display: block;
    width: 148px;
    height: 48px;
    max-width: 100%;
    max-height: 100%;
    object-fit: contain;
    object-position: center;
}

/* Tighter crops for logos with extra padding in source files */
.hp-partners-marquee__item[data-slug="poonawalafincorp"] img {
    width: 152px;
    height: 48px;
}

.hp-partners-marquee__item[data-slug="incred"] img {
    width: 148px;
    height: 44px;
}

.hp-partners-marquee__item[data-slug="unitysmallfinancebank"] img {
    width: 154px;
    height: 50px;
}

.hp-partners-marquee__item[data-slug="bharatpe"] img {
    width: 152px;
    height: 44px;
}

.hp-partners-marquee__item[data-slug="kissht"] img {
    width: 148px;
    height: 44px;
}

.hp-partners-marquee__item[data-slug="herofincorp"] img {
    width: 148px;
    height: 48px;
}

.hp-partners-marquee__item[data-slug="moneycontrol"] img {
    width: 150px;
    height: 46px;
}

.hp-partners-marquee__item[data-slug="creditsea"] img {
    width: 152px;
    height: 44px;
}

.hp-partners-marquee__item[data-slug="prefr"] img {
    width: 132px;
    height: 48px;
}

.hp-partners-empty {
    text-align: center;
    color: #64748b;
    padding: 32px;
}

@media (max-width: 768px) {
    .hp-partners-marquee__item {
        width: 168px;
        height: 84px;
    }

    .hp-partners-marquee__logo {
        padding: 18px 20px;
    }

    .hp-partners-marquee__item img {
        width: 128px;
        height: 40px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .hp-partners-marquee__track {
        animation: none;
        flex-wrap: wrap;
        justify-content: center;
        width: 100%;
    }

    .hp-partners-marquee__group {
        flex-wrap: wrap;
        justify-content: center;
        padding-right: 0;
        gap: 16px;
    }

    .hp-partners-marquee__group[aria-hidden="true"] {
        display: none;
    }

    .hp-partners-marquee {
        -webkit-mask-image: none;
        mask-image: none;
    }
}

/* Customer reviews */
.hp-reviews__summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    flex-wrap: wrap;
    background: linear-gradient(135deg, #0a1f44 0%, #1e40af 100%);
    border-radius: 20px;
    padding: 28px 32px;
    margin-bottom: 32px;
    color: #fff;
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.15);
}
.hp-reviews__score {
    display: flex;
    align-items: center;
    gap: 20px;
}
.hp-reviews__score-num {
    font-size: 3.2rem;
    font-weight: 800;
    line-height: 1;
    letter-spacing: -0.03em;
}
.hp-reviews__stars {
    display: flex;
    gap: 4px;
    color: #fbbf24;
    font-size: 1rem;
    margin-bottom: 6px;
}
.hp-reviews__score-label {
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.82);
}
.hp-reviews__badges {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}
.hp-reviews__badges span {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 16px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.18);
    font-size: 0.82rem;
    font-weight: 600;
}
.hp-reviews__badges i { color: #fbbf24; }

.hp-reviews-slider {
    position: relative;
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 20px;
}
.hp-reviews-slider__viewport {
    flex: 1;
    overflow: hidden;
    border-radius: 4px;
}
.hp-reviews-slider__track {
    display: flex;
    gap: 20px;
    transition: transform 0.55s cubic-bezier(0.4, 0, 0.2, 1);
    will-change: transform;
}
.hp-reviews-slider.is-autoplay .hp-reviews-slider__track {
    transition: transform 0.65s cubic-bezier(0.4, 0, 0.2, 1);
}
.hp-reviews-slider__nav {
    flex-shrink: 0;
    width: 46px;
    height: 46px;
    border: none;
    border-radius: 50%;
    background: #fff;
    color: #1e40af;
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.12);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
    z-index: 2;
}
.hp-reviews-slider__nav:hover {
    background: #2563eb;
    color: #fff;
    transform: scale(1.05);
    box-shadow: 0 12px 28px rgba(37, 99, 235, 0.25);
}
.hp-reviews-slider__nav:disabled {
    opacity: 0.35;
    cursor: not-allowed;
    transform: none;
    box-shadow: none;
}
.hp-reviews-slider__nav:not(:disabled) {
    opacity: 1;
}
.hp-reviews-slider__dots {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 4px;
}
.hp-reviews-slider__dot {
    width: 10px;
    height: 10px;
    border-radius: 999px;
    border: none;
    padding: 0;
    background: #cbd5e1;
    cursor: pointer;
    transition: width 0.25s ease, background 0.25s ease;
}
.hp-reviews-slider__dot.is-active {
    width: 28px;
    background: linear-gradient(90deg, #2563eb, #3b82f6);
}

.hp-review-card {
    flex: 0 0 calc((100% - 40px) / 3);
    min-width: 0;
    background: #fff;
    border: 1px solid #e2e8f0;
    border-radius: 18px;
    padding: 22px 20px 18px;
    display: flex;
    flex-direction: column;
    gap: 12px;
    box-shadow: 0 8px 28px rgba(15, 23, 42, 0.05);
    transition: box-shadow 0.2s ease, border-color 0.2s ease;
}
.hp-review-card:hover {
    box-shadow: 0 16px 40px rgba(37, 99, 235, 0.1);
    border-color: #bfdbfe;
}
.hp-review-card__top {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: 12px;
}
.hp-review-card__avatar {
    width: 46px;
    height: 46px;
    border-radius: 14px;
    color: #fff;
    font-weight: 800;
    font-size: 1.1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}
.hp-review-card__avatar--photo {
    object-fit: cover;
    border: 2px solid #e2e8f0;
    background: #f1f5f9;
    box-shadow: 0 4px 12px rgba(15, 23, 42, 0.08);
}
.hp-review-card__top strong {
    display: block;
    font-size: 0.92rem;
    color: #0a1f44;
    line-height: 1.3;
}
.hp-review-card__top span {
    font-size: 0.78rem;
    color: #64748b;
}
.hp-review-card__product {
    font-size: 0.68rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    padding: 5px 10px;
    border-radius: 999px;
    background: #eff6ff;
    color: #1d4ed8;
    white-space: nowrap;
}
.hp-review-card__stars {
    display: flex;
    gap: 3px;
    color: #fbbf24;
    font-size: 0.78rem;
}
.hp-review-card__text {
    margin: 0;
    font-size: 0.88rem;
    line-height: 1.65;
    color: #475569;
    flex: 1;
}
.hp-review-card__verified {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.72rem;
    font-weight: 600;
    color: #059669;
    margin-top: auto;
}
.hp-review-card__verified i { font-size: 0.85rem; }

/* Why us */
.hp-why {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.hp-why__item {
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 16px;
    padding: 24px 20px;
    text-align: center;
}

.hp-why__item i {
    font-size: 1.5rem;
    color: #fbbf24;
    margin-bottom: 12px;
}

.hp-why__item h3 {
    margin: 0 0 6px;
    font-size: 0.95rem;
    font-weight: 700;
    color: #fff;
}

.hp-why__item p {
    margin: 0;
    font-size: 0.82rem;
    color: rgba(255,255,255,0.75);
    line-height: 1.5;
}

/* FAQ */
.hp-faq {
    max-width: 720px;
    margin: 0 auto;
}

.hp-faq__item {
    background: #fff;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    margin-bottom: 10px;
    overflow: hidden;
}

.hp-faq__item summary {
    padding: 16px 20px;
    font-weight: 600;
    font-size: 0.92rem;
    color: #0a1f44;
    cursor: pointer;
    list-style: none;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.hp-faq__item summary::-webkit-details-marker { display: none; }

.hp-faq__item summary::after {
    content: '+';
    font-size: 1.2rem;
    color: #2563eb;
    font-weight: 700;
}

.hp-faq__item[open] summary::after { content: '−'; }

.hp-faq__item p {
    margin: 0;
    padding: 0 20px 16px;
    font-size: 0.88rem;
    color: #64748b;
    line-height: 1.6;
}

/* Final CTA */
.hp-cta {
    background: linear-gradient(135deg, #2563eb, #1e40af);
    padding: 48px 0;
}

.hp-cta__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    flex-wrap: wrap;
}

.hp-cta h2 {
    margin: 0 0 6px;
    font-size: 1.5rem;
    font-weight: 800;
    color: #fff;
}

.hp-cta p {
    margin: 0;
    color: rgba(255,255,255,0.85);
    font-size: 0.92rem;
}

/* ── Shared form / buttons ── */
.tlb-field { margin-bottom: 14px; }
.tlb-field-hint {
    display: block;
    margin-top: 6px;
    font-size: 0.78rem;
    color: #64748b;
    line-height: 1.35;
}
.tlb-field label {
    display: block;
    font-size: 0.82rem;
    font-weight: 600;
    margin-bottom: 6px;
    color: #334155;
}
.tlb-field input {
    width: 100%;
    padding: 14px 16px;
    border: 1px solid #dbe3ef;
    border-radius: 14px;
    font-family: inherit;
    font-size: 0.95rem;
    background: #f8fafc;
    transition: border-color 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}
.tlb-field input:focus {
    outline: none;
    border-color: #2563eb;
    background: #fff;
    box-shadow: 0 0 0 4px rgba(37,99,235,0.12);
}

.tlb-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    width: 100%;
    padding: 14px 18px;
    border: none;
    border-radius: 10px;
    background: #2563eb;
    color: #fff;
    font-family: inherit;
    font-size: 0.95rem;
    font-weight: 600;
    cursor: pointer;
    text-decoration: none;
    box-shadow: 0 8px 20px rgba(37,99,235,0.28);
    transition: background 0.2s, transform 0.2s;
}
.tlb-btn:hover { background: #1d4ed8; color: #fff; transform: translateY(-1px); }
.tlb-btn--inline { width: auto; padding: 14px 28px; }
.tlb-btn--gold { background: linear-gradient(135deg, #f59e0b, #fbbf24); color: #0a1f44; box-shadow: 0 8px 24px rgba(245,158,11,0.35); }
.tlb-btn--gold:hover { background: linear-gradient(135deg, #d97706, #f59e0b); color: #0a1f44; }
.tlb-btn--green { background: #059669; }
.tlb-btn--green:hover { background: #047857; }
.tlb-btn--outline {
    background: #fff;
    color: #2563eb;
    border: 2px solid #2563eb;
    box-shadow: none;
}
.tlb-btn--outline:hover { background: #eff6ff; color: #1d4ed8; }
.tlb-btn--ghost-dark {
    background: rgba(255,255,255,0.12);
    color: #fff;
    border: 1px solid rgba(255,255,255,0.35);
    box-shadow: none;
}
.tlb-btn--ghost-dark:hover { background: rgba(255,255,255,0.2); color: #fff; }

/* Hero CTA (no form) */
.hp-hero__grid--cta { align-items: center; }
.hp-hero__btns {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 8px;
}
.hp-hero__card {
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.2);
    border-radius: 20px;
    padding: 28px 24px;
    color: #fff;
    backdrop-filter: blur(8px);
}
.hp-hero__card h3 {
    margin: 0 0 16px;
    font-size: 1.15rem;
    display: flex;
    align-items: center;
    gap: 10px;
}
.hp-hero__card h3 i { color: #fbbf24; }
.hp-quick-steps {
    margin: 0 0 20px;
    padding-left: 20px;
    font-size: 0.88rem;
    line-height: 1.7;
    color: rgba(255,255,255,0.9);
}
.hp-quick-steps strong { color: #fff; }
.hp-hero__link {
    display: block;
    text-align: center;
    margin-top: 14px;
    color: #fbbf24;
    font-size: 0.85rem;
    font-weight: 600;
    text-decoration: none;
}
.hp-hero__link:hover { text-decoration: underline; color: #fde68a; }

/* ── Real / photo-rich homepage ── */
.hp-hero--real {
    padding: 108px 0 64px;
}
.hp-hero__grid--real {
    grid-template-columns: 1.05fr 0.95fr;
    align-items: center;
}
.hp-hero__trust-row {
    display: flex;
    flex-wrap: wrap;
    gap: 10px 18px;
    margin-top: 22px;
    font-size: 0.78rem;
    color: rgba(255, 255, 255, 0.82);
    font-weight: 500;
}
.hp-hero__trust-row span {
    display: inline-flex;
    align-items: center;
    gap: 7px;
}
.hp-hero__trust-row i { color: #86efac; font-size: 0.85rem; }

.hp-hero__aside {
    display: flex;
    flex-direction: column;
    gap: 16px;
}
.hp-hero__photo-wrap {
    position: relative;
    border-radius: 22px;
    overflow: hidden;
    box-shadow: 0 28px 60px rgba(0, 0, 0, 0.28);
    border: 3px solid rgba(255, 255, 255, 0.18);
}
.hp-hero__photo {
    display: block;
    width: 100%;
    height: auto;
    min-height: 280px;
    max-height: 420px;
    object-fit: cover;
    object-position: center top;
}
.hp-hero__photo-badge {
    position: absolute;
    left: 16px;
    right: 16px;
    bottom: 16px;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px 14px;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.96);
    box-shadow: 0 12px 30px rgba(15, 23, 42, 0.18);
    color: #0a1f44;
}
.hp-hero__photo-badge i {
    color: #16a34a;
    font-size: 1.35rem;
    flex-shrink: 0;
}
.hp-hero__photo-badge strong {
    display: block;
    font-size: 0.88rem;
    line-height: 1.3;
}
.hp-hero__photo-badge span {
    font-size: 0.74rem;
    color: #64748b;
}

.hp-trust--real {
    border-bottom: 1px solid #e2e8f0;
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.04);
}

.hp-products--split {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: clamp(24px, 3vw, 40px);
    align-items: stretch;
    max-width: 1100px;
    margin: 0 auto;
}
.hp-product__visual {
    position: relative;
    border-radius: 22px;
    overflow: hidden;
    min-height: 100%;
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.1);
    border: 1px solid #e2e8f0;
}
.hp-product__visual img {
    display: block;
    width: 100%;
    height: 100%;
    min-height: 320px;
    object-fit: cover;
}
.hp-product__visual-caption {
    position: absolute;
    left: 0;
    right: 0;
    bottom: 0;
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 14px 18px;
    background: linear-gradient(180deg, transparent, rgba(10, 31, 68, 0.88));
    color: #fff;
    font-size: 0.88rem;
    font-weight: 600;
}
.hp-product__visual-caption i { color: #fbbf24; }

.hp-stories {
    background: linear-gradient(180deg, #fff 0%, #f8fafc 100%);
}
.hp-stories__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}
.hp-story-card {
    background: #fff;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 12px 36px rgba(15, 23, 42, 0.06);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.hp-story-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 48px rgba(37, 99, 235, 0.12);
}
.hp-story-card img {
    display: block;
    width: 100%;
    height: 200px;
    object-fit: cover;
    object-position: center top;
}
.hp-story-card__body {
    padding: 20px 18px 22px;
}
.hp-story-card__tag {
    display: inline-block;
    margin-bottom: 8px;
    padding: 4px 10px;
    border-radius: 999px;
    background: #eff6ff;
    color: #1d4ed8;
    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 0.03em;
    text-transform: uppercase;
}
.hp-story-card h3 {
    margin: 0 0 10px;
    font-size: 1rem;
    color: #0a1f44;
    line-height: 1.35;
}
.hp-story-card p {
    margin: 0;
    font-size: 0.86rem;
    line-height: 1.6;
    color: #64748b;
}

/* Apply page */
.apply-page {
    padding: 110px 0 60px;
    background: linear-gradient(180deg, #eff6ff 0%, #f8fafc 100%);
    min-height: 70vh;
}
.apply-page__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: start;
    max-width: 960px;
    margin: 0 auto;
}
.apply-page__intro h1 {
    margin: 0 0 12px;
    font-size: clamp(1.5rem, 3vw, 2rem);
    font-weight: 800;
    color: #0a1f44;
}
.apply-page__intro > p {
    margin: 0 0 18px;
    color: #64748b;
    font-size: 0.95rem;
    line-height: 1.6;
}
.apply-page__list {
    list-style: none;
    margin: 0 0 20px;
    padding: 0;
}
.apply-page__list li {
    padding: 6px 0;
    font-size: 0.9rem;
    color: #475569;
    display: flex;
    align-items: center;
    gap: 10px;
}
.apply-page__list i { color: #059669; }
.apply-page__alt {
    font-size: 0.88rem;
    color: #64748b;
}
.apply-page__alt a { color: #2563eb; font-weight: 600; }
.apply-page__form { max-width: none; }

/* Banks page extras */
.banks-page__actions {
    display: flex;
    justify-content: center;
    gap: 12px;
    flex-wrap: wrap;
    margin-bottom: 28px;
}
.tlb-bank { position: relative; padding-top: 28px; }
.tlb-bank__tag {
    position: absolute;
    top: 12px;
    right: 12px;
    font-size: 0.65rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    background: #eff6ff;
    color: #2563eb;
    padding: 3px 8px;
    border-radius: 999px;
}

/* EMI calculator — personal loan */
.emi-page .emi-section { padding-top: 110px; }
.emi-section { padding: 72px 0 88px; background: #f1f5f9; }
.emi-wrap {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 28px;
    max-width: 980px;
    margin: 0 auto;
}
.emi-panel {
    background: #fff;
    border-radius: 20px;
    padding: 28px 26px;
    border: 1px solid #e2e8f0;
    box-shadow: 0 8px 30px rgba(15,23,42,0.06);
}
.emi-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
}
.emi-label-row label {
    font-weight: 700;
    color: #0a1f44;
    font-size: 0.92rem;
}
.emi-range-hint { font-size: 0.75rem; color: #94a3b8; }
.emi-preset-row {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 12px;
}
.emi-preset {
    padding: 6px 12px;
    border-radius: 999px;
    border: 1px solid #cbd5e1;
    background: #f8fafc;
    font-family: inherit;
    font-size: 0.78rem;
    font-weight: 600;
    color: #475569;
    cursor: pointer;
    transition: all 0.15s;
}
.emi-preset:hover, .emi-preset.is-active {
    background: #2563eb;
    border-color: #2563eb;
    color: #fff;
}
.emi-input-row {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-top: 10px;
    padding: 10px 14px;
    border: 2px solid #e2e8f0;
    border-radius: 12px;
    background: #f8fafc;
}
.emi-input-row span { font-weight: 700; color: #0a1f44; }
.emi-input-row input {
    flex: 1;
    border: none;
    background: transparent;
    font-family: inherit;
    font-size: 1.2rem;
    font-weight: 700;
    color: #0a1f44;
    outline: none;
    width: 100%;
}
.emi-rate-display { margin-top: 10px; font-size: 1rem; }
.emi-tenure-years { color: #94a3b8; font-weight: 500; font-size: 0.88rem; }
.emi-result { text-align: left; }
.emi-result__label {
    margin: 0 0 4px;
    font-size: 0.85rem;
    opacity: 0.85;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}
.emi-breakdown { margin: 20px 0; }
.emi-breakdown__bar {
    display: flex;
    height: 10px;
    border-radius: 999px;
    overflow: hidden;
    background: rgba(255,255,255,0.2);
    margin-bottom: 12px;
}
.emi-breakdown__principal { background: #fbbf24; display: block; height: 100%; }
.emi-breakdown__interest { background: #93c5fd; display: block; height: 100%; }
.emi-breakdown__legend {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    font-size: 0.82rem;
    opacity: 0.95;
}
.emi-dot {
    display: inline-block;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    margin-right: 4px;
}
.emi-dot--p { background: #fbbf24; }
.emi-dot--i { background: #93c5fd; }
.emi-input-row--compact {
    margin-top: 10px;
}
.emi-input-row--compact input {
    flex: 0 1 120px;
    border: none;
    background: transparent;
    font-family: inherit;
    font-size: 1.1rem;
    font-weight: 700;
    color: #0a1f44;
    outline: none;
}
.emi-input-row--compact span {
    font-size: 0.88rem;
    font-weight: 600;
    color: #64748b;
}
.emi-preset-row--tenure { margin-top: 0; }
.emi-summary-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin: 18px 0 12px;
}
.emi-summary-item {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 12px 14px;
}
.emi-summary-item span {
    display: block;
    font-size: 0.72rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: #64748b;
    margin-bottom: 4px;
}
.emi-summary-item strong {
    font-size: 1rem;
    color: #0a1f44;
    font-weight: 700;
}
.emi-summary-item--highlight {
    grid-column: 1 / -1;
    background: linear-gradient(135deg, #fffbeb, #fef3c7);
    border-color: #fde68a;
}
.emi-summary-item--highlight strong {
    font-size: 1.2rem;
    color: #92400e;
}
.emi-apply-btn {
    width: 100%;
    margin-top: 16px;
    background: #fbbf24;
    color: #0a1f44;
    box-shadow: none;
}
.emi-apply-btn:hover { background: #f59e0b; color: #0a1f44; }

.tlb-alert { padding: 12px 14px; border-radius: 10px; margin-bottom: 16px; font-size: 0.88rem; }
.tlb-alert--err { background: #fee2e2; color: #991b1b; }
.tlb-alert--ok { background: #d1fae5; color: #065f46; }
.tlb-hp { position: absolute; left: -9999px; opacity: 0; height: 0; width: 0; overflow: hidden; }

.tlb-card {
    background: #fff;
    border-radius: 18px;
    padding: 28px 26px;
    box-shadow: 0 12px 40px rgba(15,23,42,0.1);
    max-width: 520px;
    margin: 0 auto;
}
.tlb-card h2 { margin: 0 0 6px; font-size: 1.35rem; font-weight: 700; color: #0a1f44; }
.tlb-card > p { margin: 0 0 20px; color: #64748b; font-size: 0.9rem; }

/* ── Banks page ── */
.banks-page {
    padding: 110px 0 60px;
    background: linear-gradient(180deg, #eff6ff 0%, #f8fafc 100%);
    min-height: 60vh;
}
.banks-page__head { text-align: center; margin-bottom: 32px; }
.banks-page__head h1 { margin: 0 0 8px; font-size: clamp(1.4rem, 3vw, 1.85rem); font-weight: 800; color: #0a1f44; }
.banks-page__head p { margin: 0; color: #64748b; font-size: 0.95rem; }

.tlb-bank-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
    gap: 18px;
}
.tlb-bank {
    background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
    border-radius: 20px;
    padding: 24px 18px 20px;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    border: 1px solid #e2e8f0;
    box-shadow: 0 12px 40px rgba(15,23,42,0.06);
    transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.tlb-bank:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 48px rgba(37,99,235,0.12);
    border-color: #bfdbfe;
}
.tlb-bank__logo {
    width: 100%;
    max-width: 168px;
    height: 64px;
    border-radius: 14px;
    background: #fff;
    border: 1px solid #e8edf3;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 12px;
    overflow: hidden;
    padding: 10px 14px;
    box-sizing: border-box;
}
.tlb-bank__logo img {
    display: block;
    width: 100%;
    height: 100%;
    max-width: 148px;
    max-height: 48px;
    object-fit: contain;
    object-position: center;
}
.tlb-bank[data-slug="poonawalafincorp"] .tlb-bank__logo img,
.tlb-bank[data-slug="incred"] .tlb-bank__logo img,
.tlb-bank[data-slug="prefr"] .tlb-bank__logo img,
.tlb-bank[data-slug="moneyview"] .tlb-bank__logo img,
.tlb-bank[data-slug="herofincorp"] .tlb-bank__logo img {
    max-width: 152px;
    max-height: 50px;
}
.tlb-bank[data-slug="unitysmallfinancebank"] .tlb-bank__logo img {
    max-width: 154px;
    max-height: 50px;
}
.tlb-bank__initial {
    width: 68px; height: 68px; border-radius: 14px;
    background: #0a1f44; color: #fff; font-size: 1.5rem; font-weight: 700;
    display: flex; align-items: center; justify-content: center; margin-bottom: 12px;
}
.tlb-bank h3 { margin: 0 0 6px; font-size: 0.95rem; font-weight: 700; color: #0a1f44; }
.tlb-bank span { font-size: 0.78rem; color: #64748b; margin-bottom: 8px; }
.tlb-bank__policy {
    margin: 0 0 12px;
    font-size: 0.72rem;
    line-height: 1.45;
    color: #64748b;
    background: #f8fafc;
    border-radius: 8px;
    padding: 8px 10px;
}
.tlb-bank .tlb-btn { margin-top: auto; font-size: 0.85rem; padding: 11px 12px; }
.tlb-empty { text-align: center; padding: 40px 24px; background: #fff; border-radius: 16px; color: #64748b; border: 1px solid #e2e8f0; }
.tlb-empty a { color: #2563eb; font-weight: 600; }

.partner-page { padding: 110px 0 60px; background: #f8fafc; }

/* ── Responsive ── */
@media (max-width: 1024px) {
    .hp-why { grid-template-columns: repeat(2, 1fr); }
    .hp-review-card { flex: 0 0 calc((100% - 20px) / 2); }
    .hp-stories__grid { grid-template-columns: repeat(2, 1fr); }
    .hp-stories__grid .hp-story-card:last-child { grid-column: 1 / -1; max-width: 480px; margin: 0 auto; width: 100%; }
}

@media (max-width: 900px) {
    .hp-hero__grid { grid-template-columns: 1fr; }
    .hp-hero__grid--real { grid-template-columns: 1fr; }
    .hp-hero__photo { max-height: 340px; }
    .hp-hero__stats { grid-template-columns: repeat(2, 1fr); }
    .hp-products--split { grid-template-columns: 1fr; }
    .hp-stories__grid { grid-template-columns: 1fr; }
    .hp-trust__grid { grid-template-columns: repeat(2, 1fr); }
    .hp-steps { flex-direction: column; }
    .hp-step__arrow { display: none; }
    .hp-cta__inner { flex-direction: column; text-align: center; }
    .apply-page__inner { grid-template-columns: 1fr; }
    .emi-wrap { grid-template-columns: 1fr; }
    .hp-reviews__summary { flex-direction: column; align-items: flex-start; }
    .hp-review-card { flex: 0 0 100%; }
    .hp-reviews-slider__nav { width: 40px; height: 40px; }
}

@media (max-width: 600px) {
    .hp-products { grid-template-columns: 1fr; }
    .hp-why { grid-template-columns: 1fr; }
    .hp-trust__grid { grid-template-columns: 1fr; }
    .tlb-bank-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 380px) {
    .tlb-bank-grid { grid-template-columns: 1fr; }
}