/* ═══════════════════════════════════════════════════════════
   THE LOAN BAZZAR — Simple · Fast · User-Friendly
   Loaded last — overrides heavy premium effects
   ═══════════════════════════════════════════════════════════ */

/* ── Hide performance-heavy UI ── */
.tlb-simple .ft-cursor-glow,
.tlb-simple .ft-mouse-gradient,
.tlb-simple .ft-sticky-apply,
.tlb-simple .ft-eligibility,
.tlb-simple .ft-ai-btn,
.tlb-simple .ft-ai-panel,
.tlb-simple .ft-mobile-cta,
.tlb-simple .tlb-loader,
.tlb-simple .ft-skeleton-screen,
.tlb-simple .tlb-scroll-progress,
.tlb-simple .ft-hero__blob,
.tlb-simple .ft-hero-lottie,
.tlb-simple .ft-hero__visual-glow,
.tlb-simple .ft-hero-approval,
.tlb-simple .ft-float-card,
.tlb-simple .ft-wave,
.tlb-simple .ft-pl-showcase__blob {
    display: none !important;
}

/* ── No blur glass — solid cards (GPU friendly) ── */
.tlb-simple .ds-nav.ft-nav,
.tlb-simple .ds-nav.is-scrolled {
    background: #fff !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
    border-bottom: 1px solid #E2E8F0 !important;
    box-shadow: 0 1px 3px rgba(15, 23, 42, 0.06) !important;
}
.tlb-simple.ft-page-home .ds-nav:not(.is-scrolled) {
    background: #fff !important;
}
.tlb-simple.ft-page-home .ds-nav:not(.is-scrolled) .ds-nav__link,
.tlb-simple.ft-page-home .ds-nav:not(.is-scrolled) .ds-nav__brand strong {
    color: var(--ds-text-muted) !important;
}
.tlb-simple.ft-page-home .ds-nav:not(.is-scrolled) .ds-nav__brand small {
    color: var(--ds-text-muted) !important;
}
.tlb-simple.ft-page-home .ds-nav:not(.is-scrolled) .ds-nav__link.is-active,
.tlb-simple.ft-page-home .ds-nav:not(.is-scrolled) .ds-nav__link:hover {
    color: var(--ds-primary) !important;
}
.tlb-simple.ft-page-home .ds-nav:not(.is-scrolled) .ds-btn--secondary {
    background: #fff !important;
    color: var(--ds-primary) !important;
    border-color: #CBD5E1 !important;
}
.tlb-simple.ft-page-home .ds-nav:not(.is-scrolled) .ds-nav__toggle span {
    background: var(--ds-primary) !important;
}

.tlb-simple .ft-glass-gradient,
.tlb-simple .hp-form-card,
.tlb-simple .tlb-card,
.tlb-simple .ft-stat-card,
.tlb-simple .ft-pl-showcase__card,
.tlb-simple .tlb-bank {
    background: #fff !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
    border: 1px solid #E2E8F0 !important;
    box-shadow: 0 1px 3px rgba(15, 23, 42, 0.05) !important;
}
/* ds-glass excluded — footer uses its own dark theme below */

/* ── Light clean hero ── */
.tlb-simple .hp-hero--simple {
    position: relative;
    padding: calc(var(--ds-nav-h) + 28px) 0 56px;
    background: linear-gradient(180deg, #EFF6FF 0%, #F8FAFC 55%, #fff 100%);
    overflow: hidden;
}
.tlb-simple .hp-hero__grid--simple {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
}
.tlb-simple .hp-hero--simple .hp-eyebrow {
    display: inline-block;
    margin-bottom: 12px;
    padding: 6px 12px;
    border-radius: 999px;
    background: #DBEAFE;
    color: #1D4ED8;
    font-size: 0.78rem;
    font-weight: 600;
}
.tlb-simple .hp-hero--simple h1 {
    font-size: clamp(1.85rem, 4vw, 2.75rem) !important;
    font-weight: 800 !important;
    line-height: 1.15 !important;
    color: #0F172A !important;
    margin: 0 0 16px !important;
    letter-spacing: -0.02em;
}
.tlb-simple .hp-hero--simple h1 span {
    color: #2563EB;
}
.tlb-simple .hp-hero--simple .hp-lead {
    font-size: 1rem;
    line-height: 1.65;
    color: #475569;
    max-width: 480px;
    margin: 0 0 24px !important;
}
.tlb-simple .hp-hero__stats--simple {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    margin-bottom: 28px;
    padding: 0;
}
.tlb-simple .hp-hero__stats--simple div {
    min-width: 100px;
}
.tlb-simple .hp-hero__stats--simple strong {
    display: block;
    font-size: 1.35rem;
    font-weight: 800;
    color: #0F172A;
    line-height: 1.2;
}
.tlb-simple .hp-hero__stats--simple span {
    font-size: 0.75rem;
    color: #64748B;
}
.tlb-simple .hp-hero__btns {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-bottom: 20px;
}
.tlb-simple .hp-hero__trust-list {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    list-style: none;
    margin: 0;
    padding: 0;
    font-size: 0.8rem;
    color: #64748B;
}
.tlb-simple .hp-hero__trust-list li {
    display: flex;
    align-items: center;
    gap: 6px;
}
.tlb-simple .hp-hero__trust-list svg {
    width: 16px;
    height: 16px;
    color: #16A34A;
    flex-shrink: 0;
}
.tlb-simple .hp-hero__image {
    border-radius: 16px;
    overflow: hidden;
    border: 1px solid #E2E8F0;
    box-shadow: 0 8px 24px rgba(37, 99, 235, 0.08);
}
.tlb-simple .hp-hero__image img {
    display: block;
    width: 100%;
    height: auto;
    object-fit: cover;
}

/* ── Instant visibility — no scroll animations ── */
.tlb-simple .ft-reveal,
.tlb-simple [data-ft-aos],
.tlb-simple .ft-aos-visible {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
}

/* ── Simpler sections ── */
.tlb-simple .ft-body,
.tlb-simple body.tlb-site {
    background: #F8FAFC !important;
}
.tlb-simple .hp-section,
.tlb-simple .ft-section--blue-soft {
    background: #F8FAFC !important;
}
.tlb-simple .hp-section--gray {
    background: #F1F5F9 !important;
}

/* ── Why Trust Us — readable cards on light bg ── */
.tlb-simple .hp-section--about,
.tlb-simple .hp-section--blue {
    background: #EFF6FF !important;
}
.tlb-simple .hp-section--about .hp-section__head h2,
.tlb-simple .hp-section--about .hp-section__head p,
.tlb-simple .hp-section--blue .hp-section__head--light h2,
.tlb-simple .hp-section--blue .hp-section__head--light p,
.tlb-simple .hp-section--blue .hp-section__head h2,
.tlb-simple .hp-section--blue .hp-section__head p {
    color: #0F172A !important;
}
.tlb-simple .hp-section--about .hp-section__head p,
.tlb-simple .hp-section--blue .hp-section__head p {
    color: #475569 !important;
}
.tlb-simple .hp-section--about .hp-eyebrow,
.tlb-simple .hp-section--blue .hp-eyebrow--light {
    background: #DBEAFE !important;
    color: #1D4ED8 !important;
}
.tlb-simple .hp-why--cards .hp-why__item,
.tlb-simple .hp-why__item {
    background: #fff !important;
    border: 1px solid #E2E8F0 !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
    box-shadow: 0 1px 3px rgba(15, 23, 42, 0.05) !important;
    transition: box-shadow 0.2s ease, border-color 0.2s ease !important;
}
.tlb-simple .hp-why__item:hover {
    transform: none !important;
    border-color: #BFDBFE !important;
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.1) !important;
}
.tlb-simple .hp-why__item h3 {
    color: #0F172A !important;
}
.tlb-simple .hp-why__item p {
    color: #64748B !important;
}
.tlb-simple .hp-why__item svg,
.tlb-simple .hp-why__item i {
    color: #2563EB !important;
    stroke: #2563EB;
}

/* ── Footer — clean dark layout, readable links ── */
.tlb-simple .ds-footer__glow {
    display: none;
}
.tlb-simple .ds-footer {
    background: linear-gradient(180deg, #0F172A 0%, #1E293B 100%) !important;
    color: rgba(255, 255, 255, 0.88) !important;
    padding: 56px 0 28px !important;
}
.tlb-simple .ds-footer__grid {
    gap: 32px 24px;
    margin-bottom: 32px;
}
.tlb-simple .ds-footer__brand.ds-glass,
.tlb-simple .ds-footer__col.ds-glass {
    background: transparent !important;
    border: none !important;
    box-shadow: none !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
    padding: 0 !important;
}
.tlb-simple .ds-footer__logo {
    color: #fff !important;
}
.tlb-simple .ds-footer__logo strong {
    color: #fff !important;
}
.tlb-simple .ds-footer__logo em {
    color: rgba(255, 255, 255, 0.55) !important;
    opacity: 1;
}
.tlb-simple .ds-footer__brand > p {
    color: rgba(255, 255, 255, 0.7) !important;
    opacity: 1;
}
.tlb-simple .ds-footer__col h4 {
    color: #fff !important;
    margin-bottom: 14px;
    font-size: 0.72rem;
}
.tlb-simple .ds-footer__col a {
    color: rgba(255, 255, 255, 0.72) !important;
}
.tlb-simple .ds-footer__col a:hover {
    color: #fff !important;
}
.tlb-simple .ds-footer__col a svg {
    color: #60A5FA !important;
    stroke: #60A5FA;
}
.tlb-simple .ds-footer__address {
    color: rgba(255, 255, 255, 0.65) !important;
    opacity: 1;
}
.tlb-simple .ds-footer__social a {
    background: rgba(255, 255, 255, 0.08) !important;
    border-color: rgba(255, 255, 255, 0.14) !important;
    color: #fff !important;
}
.tlb-simple .ds-footer__trust {
    border-color: rgba(255, 255, 255, 0.1) !important;
}
.tlb-simple .ds-footer__trust span {
    background: rgba(255, 255, 255, 0.06) !important;
    border-color: rgba(255, 255, 255, 0.1) !important;
    color: rgba(255, 255, 255, 0.9) !important;
}
.tlb-simple .ds-footer__bottom {
    color: rgba(255, 255, 255, 0.5) !important;
    opacity: 1;
}
.tlb-simple .ds-footer__bottom p {
    color: rgba(255, 255, 255, 0.5) !important;
}

/* ── Mobile bottom nav only ── */
.tlb-simple .ft-mobile-nav {
    background: #fff !important;
    backdrop-filter: none !important;
    border-top: 1px solid #E2E8F0 !important;
    box-shadow: 0 -2px 12px rgba(15, 23, 42, 0.06) !important;
}

/* ── Buttons — no shine animation ── */
.tlb-simple .ft-btn-animated::after {
    display: none !important;
}

/* ── Partner program — main USP ── */
.tlb-simple .hp-hero__partner-note {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 6px;
    margin: 0 0 16px;
    padding: 10px 14px;
    border-radius: 10px;
    background: #ECFDF5;
    border: 1px solid #A7F3D0;
    font-size: 0.82rem;
    color: #065F46;
}
.tlb-simple .hp-hero__partner-note svg {
    width: 16px;
    height: 16px;
    color: #059669;
    flex-shrink: 0;
}
.tlb-simple .hp-hero__partner-note a {
    color: #047857;
    font-weight: 600;
    text-decoration: underline;
}
.tlb-simple .hp-hero__btns {
    flex-wrap: wrap;
}
.tlb-simple .hp-partner-program {
    padding: 56px 0;
    background: linear-gradient(135deg, #064E3B 0%, #047857 45%, #059669 100%);
    color: #fff;
}
.tlb-simple .hp-partner-program__inner {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 40px;
    align-items: center;
}
.tlb-simple .hp-eyebrow--partner {
    background: rgba(255, 255, 255, 0.15) !important;
    color: #D1FAE5 !important;
}
.tlb-simple .hp-partner-program h2 {
    margin: 0 0 14px;
    font-size: clamp(1.5rem, 3vw, 2.1rem);
    font-weight: 800;
    line-height: 1.2;
    color: #fff;
}
.tlb-simple .hp-partner-program__content > p {
    margin: 0 0 20px;
    color: rgba(255, 255, 255, 0.88);
    line-height: 1.65;
    font-size: 0.95rem;
}
.tlb-simple .hp-partner-program__list {
    list-style: none;
    margin: 0 0 24px;
    padding: 0;
}
.tlb-simple .hp-partner-program__list li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    padding: 6px 0;
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.9);
}
.tlb-simple .hp-partner-program__list svg {
    width: 18px;
    height: 18px;
    color: #6EE7B7;
    flex-shrink: 0;
    margin-top: 2px;
}
.tlb-simple .hp-partner-program__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}
.tlb-simple .hp-partner-usp {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
    margin-bottom: 24px;
}
.tlb-simple .hp-partner-usp--page {
    margin-bottom: 32px;
    padding-top: calc(var(--ds-nav-h) + 24px);
}
.tlb-simple .hp-partner-usp__card {
    padding: 18px 16px;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.14);
    text-align: center;
}
.tlb-simple .hp-partner-usp--page .hp-partner-usp__card {
    background: #fff;
    border: 1px solid #D1FAE5;
    box-shadow: 0 1px 3px rgba(15, 23, 42, 0.05);
}
.tlb-simple .hp-partner-usp__card--featured {
    background: rgba(255, 255, 255, 0.16);
    border-color: rgba(167, 243, 208, 0.45);
}
.tlb-simple .hp-partner-usp--page .hp-partner-usp__card--featured {
    background: linear-gradient(135deg, #ECFDF5 0%, #D1FAE5 100%);
    border-color: #6EE7B7;
}
.tlb-simple .hp-partner-usp__card > svg,
.tlb-simple .hp-partner-usp__card > i {
    width: 28px;
    height: 28px;
    margin: 0 auto 10px;
    display: block;
    color: #6EE7B7;
}
.tlb-simple .hp-partner-usp--page .hp-partner-usp__card > svg,
.tlb-simple .hp-partner-usp--page .hp-partner-usp__card > i {
    color: #059669;
}
.tlb-simple .hp-partner-usp__card strong {
    display: block;
    font-size: 0.92rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 6px;
}
.tlb-simple .hp-partner-usp--page .hp-partner-usp__card strong {
    color: #065F46;
}
.tlb-simple .hp-partner-usp__card span {
    font-size: 0.75rem;
    line-height: 1.45;
    color: rgba(255, 255, 255, 0.78);
}
.tlb-simple .hp-partner-usp--page .hp-partner-usp__card span {
    color: #047857;
}
.tlb-simple .hp-partner-program__stat--highlight {
    background: rgba(255, 255, 255, 0.16);
    border-color: rgba(167, 243, 208, 0.4);
}
.tlb-simple .hp-partner-program__stat--highlight > svg {
    width: 24px;
    height: 24px;
    margin: 0 auto 8px;
    display: block;
    color: #6EE7B7;
}
.tlb-simple .hp-partner-program__stat--highlight strong {
    font-size: 1.1rem;
}
.tlb-simple .hp-partner-program__actions .ds-btn--secondary {
    background: rgba(255, 255, 255, 0.12) !important;
    color: #fff !important;
    border-color: rgba(255, 255, 255, 0.25) !important;
}
.tlb-simple .hp-partner-program__stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}
.tlb-simple .hp-partner-program__stat {
    padding: 20px 16px;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.15);
    text-align: center;
}
.tlb-simple .hp-partner-program__stat strong {
    display: block;
    font-size: 1.5rem;
    font-weight: 800;
    color: #fff;
    line-height: 1.2;
}
.tlb-simple .hp-partner-program__stat span {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.75);
}

/* Partner reviews */
.tlb-simple .hp-partner-reviews {
    background: #F0FDF4 !important;
}
.tlb-simple .hp-partner-reviews__summary {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 16px 24px;
    margin-bottom: 32px;
    padding: 20px 24px;
    border-radius: 16px;
    background: #fff;
    border: 1px solid #D1FAE5;
}
.tlb-simple .hp-partner-reviews__stat strong {
    display: block;
    font-size: 2rem;
    font-weight: 800;
    color: #059669;
    line-height: 1;
}
.tlb-simple .hp-partner-reviews__stat span {
    font-size: 0.78rem;
    color: #64748B;
}
.tlb-simple .hp-partner-reviews__badges {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    flex: 1;
}
.tlb-simple .hp-partner-reviews__badges span {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 8px 12px;
    border-radius: 999px;
    background: #ECFDF5;
    color: #065F46;
    font-size: 0.78rem;
    font-weight: 600;
}
.tlb-simple .hp-partner-reviews__badges svg {
    width: 14px;
    height: 14px;
}
.tlb-simple .hp-partner-reviews__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}
.tlb-simple .hp-partner-review-card {
    padding: 22px;
    border-radius: 16px;
    background: #fff;
    border: 1px solid #E2E8F0;
    box-shadow: 0 1px 3px rgba(15, 23, 42, 0.05);
}
.tlb-simple .hp-partner-review-card__top {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 4px 12px;
    margin-bottom: 10px;
    align-items: center;
}
.tlb-simple .hp-partner-review-card__avatar {
    grid-row: span 2;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    color: #fff;
    font-weight: 700;
    font-size: 0.9rem;
}
.tlb-simple .hp-partner-review-card__top strong {
    font-size: 0.9rem;
    color: #0F172A;
}
.tlb-simple .hp-partner-review-card__top span {
    font-size: 0.75rem;
    color: #64748B;
}
.tlb-simple .hp-partner-review-card__top em {
    grid-column: 2;
    font-style: normal;
    font-size: 0.7rem;
    font-weight: 600;
    color: #059669;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}
.tlb-simple .hp-partner-review-card__stars {
    display: flex;
    gap: 2px;
    margin-bottom: 10px;
    color: #F59E0B;
}
.tlb-simple .hp-partner-review-card__stars svg {
    width: 14px;
    height: 14px;
    fill: #F59E0B;
    stroke: #F59E0B;
}
.tlb-simple .hp-partner-review-card p {
    margin: 0 0 12px;
    font-size: 0.84rem;
    line-height: 1.6;
    color: #475569;
}
.tlb-simple .hp-partner-review-card__verified {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    font-size: 0.72rem;
    font-weight: 600;
    color: #059669;
}
.tlb-simple .hp-partner-review-card__verified svg {
    width: 14px;
    height: 14px;
}

/* Dual CTA */
.tlb-simple .hp-cta--dual {
    padding: 56px 0;
    background: #F8FAFC !important;
}
.tlb-simple .hp-cta__dual {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}
.tlb-simple .hp-cta__box {
    padding: 32px 28px;
    border-radius: 16px;
    border: 1px solid #E2E8F0;
    background: #fff;
}
.tlb-simple .hp-cta__box--partner {
    border-color: #A7F3D0;
    background: linear-gradient(135deg, #F0FDF4 0%, #ECFDF5 100%);
}
.tlb-simple .hp-cta__box h2 {
    margin: 0 0 8px;
    font-size: 1.25rem;
    color: #0F172A;
}
.tlb-simple .hp-cta__box p {
    margin: 0 0 20px;
    font-size: 0.9rem;
    color: #64748B;
}
.tlb-simple .ft-mobile-nav__item--partner.is-active,
.tlb-simple .ft-mobile-nav__item--partner {
    color: #059669;
}
.tlb-simple .ds-footer__col a strong {
    color: #6EE7B7 !important;
}

@media (max-width: 900px) {
    .tlb-simple .hp-partner-program__inner {
        grid-template-columns: 1fr;
    }
    .tlb-simple .hp-partner-usp {
        grid-template-columns: 1fr;
    }
    .tlb-simple .hp-partner-reviews__grid {
        grid-template-columns: 1fr;
    }
    .tlb-simple .hp-cta__dual {
        grid-template-columns: 1fr;
    }
    .tlb-simple .ds-nav__actions .ds-btn--partner {
        display: none;
    }
}
@media (max-width: 1100px) {
    .tlb-simple .hp-partner-reviews__grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .tlb-simple.ft-body,
    .tlb-simple body.tlb-site {
        padding-bottom: 76px;
    }
}

@media (max-width: 900px) {
    .tlb-simple .hp-hero__grid--simple {
        grid-template-columns: 1fr;
        gap: 28px;
    }
    .tlb-simple .hp-hero__image {
        order: -1;
        max-width: 360px;
        margin: 0 auto;
    }
}

@media (max-width: 600px) {
    .tlb-simple .hp-hero--simple {
        padding-bottom: 40px;
    }
    .tlb-simple .hp-hero__stats--simple {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 12px;
    }
}

/* Honeypot — anti-spam field hidden on all pages */
.tlb-hp {
    position: absolute !important;
    left: -9999px !important;
    width: 1px !important;
    height: 1px !important;
    opacity: 0 !important;
    overflow: hidden !important;
    pointer-events: none !important;
}